Insurance companies have a duty to deal fairly with their policyholders. You should not accept an insurance company's failure to honor the obligations in your contract, or what is known as "bad faith." You have legal rights.
Understand that every insurance contract includes an implied term known as the covenant or promise of good faith and fair dealing. The law mandates that insurance companies act fairly toward policyholders in the handling of their claims. Even if that wording is not written into the policy, a judge will make a decision as if the statement were there. Insurance companies have a duty to deal fairly when you submit any type of insurance claim, whether it's related to a truck accident or a workers' compensation case.
Put another way, an insurance company must always give as much consideration to your financial interests as it would to its own financial interests.
If you are a victim of bad faith insurance, you need a skilled attorney at your side to fight relentlessly to recover damages. At the Law Offices of Jeff Martin, serving Tulsa and communities in Oklahoma, a bad faith insurance attorney with our firm can challenge the insurance company and respond to the arguments insurance companies make to deny your claim. One of our aggressive attorneys can pore over contracts and take on the big insurance companies for you. We can pursue the full compensation you are entitled to under Oklahoma law.
In bad faith cases, a jury is asked whether under the facts the insurance company acted reasonably. This is a duty to deal fairly. Did the insurance company act reasonably in your case?
The insurance company must thoroughly and promptly investigate all claims and must inquire into all the possible issues that might support an insured's claim, even if you file a lawsuit against the insurance company. This is a duty to deal fairly. Did the insurance company promptly investigate your claim?
If you or a loved one is a victim of bad faith insurance, turn to the Law Offices of Jeff Martin for help.
If you or a loved one needs help fighting an insurance dispute, contact the Law Offices of Jeff Martin, serving Tulsa and communities throughout Oklahoma. Remember, your initial consultation is free, and you don't pay us unless we win. Call us today in Tulsa area at 728-8888 or use our toll free number 800-980-9205.
