Types of Insurance Coverage include Liability, Medical Payments, Uninsured and Collision
The Law Offices of Jeff Martin will look into all possible insurance coverage that is applicable to our client's case. The two categories of auto insurance are first party coverage (which covers you and your property) and third party coverage (which covers your responsibility to injuries caused to others).
The following are types of automobile insurance coverage:
- Liability — Owners of vehicles in Oklahoma are required to have a certain amount of liability insurance. Liability insurance provides compensation to another person in the event that you cause an accident and are found liable to that person for damages.
- Medical Payments (Med-Pay) Coverage — This covers the cost of injuries sustained by the insured driver and any passengers in the insured driver's vehicle, regardless of the fault of the driver.
- Uninsured and Underinsured Motorist Benefits — This protects drivers against someone who does not carry insurance or has a minimum amount of insurance and cannot fully compensate the other party for injuries.
- Collision Coverage — Drivers can purchase this voluntary coverage to cover the cost of repairing or replacing their own vehicles after an accident.
Contact a Car and Motorcycle Accident Lawyer — We Can Help You Understand Your Oklahoma Insurance Coverage
If you or a loved one has been involved in a car or motorcycle accident, contact The Law Offices of Jeff Martin, serving Tulsa and communities throughout Oklahoma. Remember, your initial consultation is free, and you don't pay us unless we win. Call us today in Tulsa area at 728-8888 or use our toll free number 800-980-9205.
