Workers' Compensation: Does It Cover Pain and Suffering?
When injured on the job, the workers' compensation will cover your expenses, losses, and other ongoing benefits. A common question for injured workers that may come to mind is whether workers' compensation covers pain and suffering damages. In this blog, we will answer the question: Does workers comp cover pain and suffering?
Understanding What Is Pain and Suffering
Pain and suffering refer to the adverse effects of an injury on your physical, emotional, and mental well-being. These terms are non-economic damages aimed at compensating the victim of harm for the experience of these and other issues rather than covering specific financial losses.
How It Affects Pain and Suffering Damages
Workers' compensation is a category of insurance required by employers that covers employees who suffer job-related injuries or illnesses. The insurance generally covers medical expenses from work injuries, wage loss benefits for disabilities, and vocational rehabilitation benefits. However, you cannot expect benefits or compensation after a job-related injury.
However, workers' compensation may cover certain medical services related to an injury's effects. For instance, physical therapy can aid in the treatment of chronic pain. In contrast, therapy sessions can help with emotional and psychological issues that may accompany an injury. Medical benefits pay for treatments and services that are necessary due to a work-related injury.
Are You Excluded From Pain and Suffering Compensation?
Unfortunately, the workers' compensation excludes pain and suffering. Also, employees cannot sue their employers for workplace accidents. Nevertheless, workers injured on the job may have options for recovering pain and suffering damages.
Compensation may be recoverable in a claim against parties who caused your work injury due to negligence. Examples include the premises owner, contractors, subcontractors, on-site vendors, and negligent motorists during job-related driving.
Suppose you suspect someone outside of work may be at fault for your injuries. In that case, you should seek legal guidance immediately. An attorney can help you determine if a third party is liable. They can assist in filing your workers' compensation and bring a claim or claims against any negligent third parties.
Reach Out to an Attorney Today
Does workers comp cover pain and suffering? No. The compensation excludes pain and suffering damages. However, suppose you suspect someone other than your employer or coworker may be at fault for your injuries. In that case, talk to a lawyer at the Law Offices of Jeff Martin. We have experienced workers’ compensation attorneys who can help you resolve your issue.